

This is a highly liquid investment as well since investors have the option to cash in their bonds at any time without incurring fees.

As a bondholder, investors will earn 5% fixed interest on the money they invest, with interest compounding and paid out daily. Worthy creates and sells SEC-qualified bonds, which investors can then buy to help fund loans for growing companies. Non-accredited investors limited on how many bonds they can buy.Get a fixed interest rate of 5% on the money you invest.Support growing businesses through bond purchases.You can start investing with as little as $10. While not as high as some other passive income opportunities listed here, the risk level is comparatively low and the platform is open to all investors-not just those who are accredited. Since principal and interest are paid out on a monthly basis, users will have the opoortunity to reinvest their funds, or they can simply keep the funds in their account or withdraw them to their bank account.īond terms generally range from 36 to 60 months, and target returns range from 5% to 10%. From there, investors can expect to receive monthly payments for the duration of the bond. With SMBX, investors will choose a business on the platform's marketplace to invest in by purchasing that business' bonds.

SMBX is a platform that connects investors with small businesses that are looking for investors. Principal and interest are paid out monthly, so you can reinvest.Invest in bonds to help fund small businesses.Open to all investors, with a minimum of just $10.Keep in mind that BDNs are not liquid investments, and if you invest you should be prepared to hold your investment until maturity and, in some cases, even longer. Interest is paid out on a monthly basis, with investment terms ranging from six to 12 months. The platform's investors have earned an average annualized return of more than 10.75%, and see principal repayment in less than 10 months. Investors, who must be accredited, will effectively be investing in a Borrower Dependent Note (BDN), the performance of which correlates directly with the performance of a note that the company invests in with the project's redeveloper. The real estate projects are pre-vetted, and you can invest in $5,000 increments in order to help finance the purchase and rehabilitation of homes. Average anualized returns of over 10.75%įund That Flip offers yet another way to earn passive income by investing in residential real estate redevelopment projects online.If you want to learn more about it, check out our crypto investing guide. The booming decentralized currencies fueled by blockchain technology have made thousands of millionaires over the last few years – who knows, perhaps you could be next! If you’re looking for faster results, you should be putting your money into crypto instead. Whilst stock dividends and index funds are great for low-volatility investments, they can be pretty slow at building up interest.

To learn more about stocks, read our stock investment guide. Do your research, find a company or index fund with strong fundamental values and business models, and sit back and watch your investment grow over the long term! Both stocks and dividend stocks have a huge track record for making people passive income. What do we mean by assets exactly? Well, we’re talking cryptocurrencies, stocks, and dividend stocks. Let’s start things off strong with one of the newest passive income ideas Reddit had to offer – investing your hard-earned money into assets.
